Utah Disaster Specialists

The snow pack in most of Utah is greater than the levels at the same time in 1983, the year of the infamous floods. This condition does not insure that there will be wide spread flooding, but if the weather continues wet and cold (the forecast is for rain or snow for seven out of the next ten days) adding to the snow pack and then temperatures turn hot suddenly the runoff will be very high. Another contributing factor is the ground in most areas is already soaked. When the ground is soaked, it is not able to absorb it is not able to absorb more water also making the runoff high.

Also, when the ground is soaked, the pressure from the ground water is finding it’s way into many basements that have not had water problems before. Ground water is hard to “turn off”. A sump pump is the common method of dealing with ground water problems. If your neighbors have sump pumps and you don’t you may want to consider getting one, fast! If the water is already coming into your basement, deal with the water damage the best you can while you scramble to have a sump pump installed. If you have a sump pump, make sure your home owners insurance covers a sump pump problem or failure. Beware of caps on this coverage, and ad more coverage if necessary.

Normal home owners insurance will cover water damage events that originate inside the home, but not surface or ground water that enters the home. This coverage is available as a separate policy. It is called flood insurance and is underwritten by the federal government. Most insurance agents are able to sell flood insurance. These are your options to protect you against the possible damage from flooding. Evaluate your situation and location and act quickly, there will be thousands of homes affected over the next few weeks.

It really is a sad tragedy when an event such as a house fire takes something that is near and dear to your heart. Family photos, memories, personal belongings, and other items could easily be taken away. And in times like these, with the recent Herriman wildfire, we are often reminded of the potential for damage fire can bring. Not only must you take into account the damage the fire itself can bring, but also soot and smoke, as well as the water it takes for the firefighters to put out the fire. And as we all know, with that water comes the potential for water and flood damage, not to mention mold damage.

Utah Disaster Specialists can help you to go through the process of cleanup and remediation of a house fire. Granted, Utah Disaster Specialists can’t really bring your lost photos or belongings back, but they can help you go through the process of calling the insurance company to see if fire damage is covered along with water and flood damage (shocking as this may seem, not all insurance companies cover both fire and water damage), emergency board-up if needed, and the fire, smoke, water, and mold damage cleanup process itself.

Just know that Utah Disaster Specialists is here and can help in times when a house fire takes over your home.

(Our thoughts and condolences go out to the families that lost their homes in the Herriman wildfire this past weekend. You are in our hearts and our prayers.)

Welcome to the Utah Disaster Specialists blog! We are glad to have you here! Feel free to look around our blog and our main site and let us know if there is anything we can do for you. Remember, in most cases, your insurance company will cover a flood damage situation. Give us a call first! We will gather the information you need to pass on to your insurance company to ensure the disaster is covered. Don’t make the mistake of saying the wrong thing to your insurance and have your claim denied.